You are taking a nice evening walk when you come by a river with a waterfall. You can't even see the bottom when you peer over the edge - anything that falls is lost forever. Suddenly from farther up the stream come two rafts, each with a rope tied to it. One has a human. Looks to be in their late teens or early twenties - you can't tell which gender because they're wearing a hoodie, and they're unconscious. On the other raft is a million dollars in a case tied firmly to the raft.
As you take this in, both rafts are perilously close to the waterfall. You can drag in one raft - you don't have enough time to drag in both no matter what. You must choose - one million dollars or a human life.