Transform and Roll Out!

Got a note in the mail concerning my car loan. Apparently, there's a guy named "James A. Sr." who's on the title to my car and I have to get him to sign the loan application.

There's just a tiny problem here: I don't know a James A. Sr. and his name is not on the title to my car. The title is in my name only! So what the heck is going on here? How did the loan officer, or whatever you may call them, even come up with this name?

In any case, I'll have to swing by the bank early Monday and take care of all this. It still makes my brain hurt just thinking about it.